Demand Propels Home Prices Upward 2 days ago Share Save FHA Proposes Enhancements to HECM Program The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / FHA Proposes Enhancements to HECM Program Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Tagged with: Federal Housing Administration FHA HECM Reverse Mortgages Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Brian Honea Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Federal Housing Administration FHA HECM Reverse Mortgages 2016-05-18 Brian Honea Subscribe Print This Post In order to strengthen its Home Equity Conversion Mortgage (HECM) program and offer protections to seniors who want to age out in their homes, the Federal Housing Administration (FHA) announced on Wednesday it has proposed a new rule.FHA has implemented several reforms to improve the HECM program since the Housing and Economic Recovery Act of 2008 and the Reverse Mortgage Stabilization Act of 2013. One of those changes, implemented in June 2015, helps surviving non-borrowing spouses avoid foreclosure and stay in their home after the death of the borrowing spouse. Other reforms include limited initial withdrawals to ensure financial stability of the program; required financial assessments for HECM borrowers to determine if their reverse mortgage is sustainable in the long-term; and strengthening prohibitions against deceptive advertising of HECM programs.“We’ve gone to great lengths to protect seniors and ensure they can remain in their homes where they’ve raised families and where they hope to live out their days,” said Ed Golding, Principal Deputy Assistant Secretary for HUD. “As we grow older as a nation, we have a responsibility to ensure reverse mortgages remain a safe, secure, and sustainable financial option for future generations of senior homeowners.”The changes proposed on Wednesday to the HECM program will reinforce some of the previous reforms as well as adding new consumer protections to help senior borrowers. Those changes include: requiring HECM counseling before a contract is signed; requiring lenders to fully disclose all HECM loan features; requiring lenders to pay mortgage insurance premiums until the HECM is either paid in full, foreclosed on, or a deed-in-lieu of foreclosure is executed instead of until when the mortgage contract is terminated; and creating a cash for keys program which encourages borrowers to gracefully exit the property by completing a deed-in-lieu instead of through an arduous foreclosure process.Click here to read the proposed rule. in Daily Dose, Featured, Government, News May 18, 2016 1,448 Views Previous: Housing Forecasts Stay Calm Through Economic Storm Next: Subcommittee: Arbitration Ban Raises Costs for Consumers Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Related Articles
I have patiently observed from afar the inner workings of the Steelers coaching staff, ownership and the NFL regarding the off the field, in the bar tribulations of the man who has won two Super Bowls. Well, saying that he won two Super Bowls is stretching the saltwater taffy a bit thin. He participated in one and was outstanding in the other.There have been players whose lives have been destroyed because they were used as examples to send a message that from all indications has not seemed to have gotten through anyway. The only message that seems to be clear is this. The more marketable you are, the more you may get away with.In 2008 Steelers All-Pro linebacker James Harrison and ex-Steelers wideout Cedric Wilson were both charged with assault in regards to their “significant” others. The penalties assessed to the two men were as different as night and day.Wilson’s story supposedly goes something like this. He was arrested on suspicion of assaulting his former girlfriend, Lindsay Paulat. Paulat allegedly told police that “she was sitting inside an establishment on Perry Highway with her boyfriend when Wilson walked in and pushed her right shoulder. She turned around and when she did Wilson punched her in the face.” Paulat said that “Wilson then left the scene.” Wilson was charged with simple assault, harassment and disorderly conduct. But wait folks, the saga continues. Less than a month later, Paulat was in a 12-hour standoff with police inside Wilson’s Pine Township home. Wilson had obtained a protection-from-abuse order against Paulat, who by the way is the mother of his then 1-year-old daughter, Anya. According to police records he left the home after she kicked him then sat on the trunk of his car, yelling at him. According to Wilson, Paulat called him distraught and said, “I have a gun and I am going to shoot myself. I shot the gun but missed my head.” Wilson said that she had attempted suicide in the past.Paulat underwent a psychiatric evaluation after her arrest. “I think, basically, she doesn’t have any mental issues per se. This was just a buildup of a lot of personal issues that caused this meltdown, so to speak,” said Jerome Deriso, Paulat’s attorney. Deriso might have been a little on the naïve side. Anyone who supposedly attempts suicide by allegedly shooting at their head and missing, well you answer the question folks.I do not recall whether or not the sanity of the alleged victims in either of Roethlisberger’s sexual assault cases has been challenged, but I am reasonably certain these women were perfect strangers. Did anyone mention that in light of his pending suspension that Big Ben has been working with the first team?Let’s go back to 2008. Harrison was arrested for allegedly assaulting his girlfriend at her home. Police reports say that he allegedly broke through the door, broke her cell phone in half and slapped her in the face. Also ex-Steelers wide receiver Santonio Holmes was given a reprieve after he was busted for allegedly trying to get his “blunt” on. It was only after Holmes “allegedly” baptized a female patron in a bar with a drink after an alleged argument over a seat did Pittsburgh give Santonio his flying papers to Gotham City. As valuable as Holmes was in Pittsburgh, maybe they should have gotten him a medical prescription in California for “ganja” and an off-season “crib” in LA to boot.Even Steelers owner Dan Rooney could not explain why Cedric Wilson was cut and Harrison was not. The only supposed disparities in the cases were that Harrison used an open hand and Wilson did not. Ladies and gents, there are more differences than that. If Harrison, who is known to be one of the strongest Steelers, had landed a closed fisted blow to his girlfriend, folks it is not hard to imagine a more serious injury occurring. Forget about double standards. Let’s call this “standards on the fly.” Bad calls happen on and off the field.Cedric Wilson did not deserve the hand that was dealt to him. The Steelers do not deserve the hand that was dealt to them by Ben Roethlisberger. By not being able to keep his zipper up, he let his team down. Roethlisberger should not be practicing or playing with the Steelers first, second or third team in 2010. He should be performing with the “couch” team. As far as I am concerned until the punishment fits the crime, “no justice no peace.”(Aubrey Bruce can be reached at: [email protected]) Those of you who read my thoughts on a regular basis may have noticed I have not wasted much of my time or my publisher’s ink and paper on Ben Roethlisberger’s alleged out of control “sexcapades.” This story is more about the value or non-value of specific players in sports.
Nelson rebounded during game two, completely dominating the younger Columbia Valley U15s 3-1.Willans, back playing in the midfield, opened the scoring 15 minutes into the contest before Katie Bow, the Selects regular keeper now playing forward, and Willans again, completed the scoring for the Selects.Sunday morning Nelson battled Columbia Valley U16s to a 1-1 tie in a rematch of the Kootenay Provincial B qualifier, won 1-0 by Nelson.Columbia Valley U16s opened the scoring when Wheeldon was unable to secure a rebound.Aroha Tatini-Senshell tied the game on a great solo effort.Picking up a ball inside the Nelson half Tatini-Senshell beat one defender with a slick move and then out sprinted the remaining defenders before drilling a low shot to the far post from 20 meters out that gave the Columbia Valley keeper no chance. The Selects now take to the training pitch in preparation for representing the zone at the B.C. Soccer Provincial B Cup July 4-7 in North Vancouver.Nelson advanced, once again, the hard way recently during the qualifying tournament in Cranbrook.The Selects lost the opener before rallying back for two straight wins — the final a nail-biting 1-0 win over Columbia Valley where Nelson scored in the final minutes of the game to secure the win.Unfortunately, the Reps must play without the services of defender Kerrin Janssen.The German exchanged student, who has played with the Selects for the entire season, is heading back to Germany and will miss the provincial tournament. Hanna Enns scored with ten minutes remaining in the game to give the Nelson Selects a 1-0 victory over the Kootenay East Youth Soccer Association Reps from Cranbrook in the consolation final of the U16 Girl’s Division Sunday at the Sam Steele Tournament.Enns took a pass from fellow striker Kerrin Janssen before curling a shot past the Kootenay East keeper, just inside the far post.The victory gave the Selects the bronze medal in the Rep Soccer Tournament.“All in all a great weekend as we played some very impressive soccer,” said U16 coach Justin Willans.“The midfield of Willans, Bergendahl, Sage Wilton, Rebecca Bracewell, Alex Dehenel, Carilla Horning and Jade Sommers had a very good weekend often stringing together six or seven passes at time and setting the table for the strikers or helping us work our way out of trouble.”Nelson opened the tournament like the team has done so many times before, dropping the first game to KEYSA by a 1-0 score.A breakdown in communication led to the Selects starting the game with 10 players.Nelson persevered thanks to strong play from Abbie Willans and striker Aroha Tatinin-Senschell — both players slotted into the backline until reinforcements arrived.However, KEYSA took advantaged of the fatigue factor placed on the Select to score the winning marker with 15 minutes remaining.A KEYSA forward managed to create a loose ball 10 meters from the Nelson net before drilling a low shot that fooled back up keeper Jena Wheeldon.
Drop in draft blessing in disguise for Davon Potts as he joins Aces Kammuri turning to super typhoon less likely but possible — Pagasa “That’s the kind of players we want. What we need here is to play aggressive for the whole 48 minutes,” he said, likening his approach to how he handled his last head coaching job in Letran. “You can’t go wrong when you’re aggressive, but what we need is controlled aggression.”Alas said Phoenix already has the tools to compete in the league with the trio of Matthew Wright, Jeff Chan, and JC Intal in tow, but he’s hoping to get significant contributions for their rookies.“I believe we are three good pieces away from contending. Hopefully, the ones we picked will fill up the roles we expect from them,” he said.Looking back to the dismal at the franchise’s dismal had last season, Alas is putting those performances behind with Phoenix hell-bent on making an impact this year.“We mean business,” he vowed. “Everything that happened last year will not happen again.”ADVERTISEMENT John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA QC cops nab robbery gang leader, cohort Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles02:43PBA Season 43 Preview: Phoenix Fuel Masters01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games LATEST STORIES Stronger peso trims PH debt value to P7.9 trillion View comments Typhoon Kammuri accelerates, gains strength en route to PH MOST READ Brace for potentially devastating typhoon approaching PH – NDRRMC Japan ex-PM Nakasone who boosted ties with US dies at 101 Read Next Don’t miss out on the latest news and information. “Everyone who we projected and expected to fall on us, we got all of them,” he said.Alas tapped Jason Perkins as Phoenix’s fourth overall pick before claiming Sidney Onwubere eighth in the first round.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutThe Fuel Masters continued to stockpile on the upstarts, taking big man Jayson Grimaldo, shooter Wilson Baltazar, and guards Dan Sara and JK Casiño in the succeeding rounds.Alas put a premium on hardwork when making their picks and that was the common denominator among Phoenix’s prospects. Photo by Tristan Tamayo/ INQUIRER.netFor new Phoenix coach Louie Alas, his first day on the job couldn’t get any better.The seasoned mentor was satisfied with the Fuel Masters’ haul in the 2017 PBA Rookie Draft on Sunday.ADVERTISEMENT
Celtic Celtic win Scottish Cup to complete historic double treble Joe Wright 00:43 5/20/18 FacebookTwitterRedditcopy Comments(0) Getty Images Celtic Celtic v Motherwell Motherwell FA Cup Premiership Brendan Rodgers’ side made history on Saturday by winning a second domestic treble in a row thanks to their Scottish Cup final win Celtic completed an historic double treble with a 2-0 win over Motherwell in Saturday’s Scottish Cup final.First-half goals from Callum McGregor and Olivier Ntcham at Hampden Park secured victory for Brendan Rodgers’ all-conquering side.The victory completed a second consecutive treble of Premiership, Scottish Cup and Scottish League Cup triumphs for the Glasgow giants. Article continues below Editors’ Picks Goalkeeper crisis! Walker to the rescue but City sweating on Ederson injury ahead of Liverpool clash Out of his depth! Emery on borrowed time after another abysmal Arsenal display Diving, tactical fouls & the emerging war of words between Guardiola & Klopp Sorry, Cristiano! Pjanic is Juventus’ most important player right now Motherwell finished the league season 34 points behind the champions and they rarely looked like causing an upset.A sumptuous half-volley from McGregor 11 minutes in set Celtic on their way, before Ntcham drilled home a second from the edge of the penalty area to put Rodgers’ side in control.Motherwell pushed hard as the second half wore on, with Gael Bigirimana rattling the crossbar from a free-kick, but Celtic deservedly held on to celebrate a slice of history.”I’m so happy for everyone involved, players, staff, supporters,” Rodgers told reporters after the game. “It’s an incredible achievement by everyone. I thought we thoroughly deserved it. A mention for Motherwell, they have had a great season.”The Bhoys planned to celebrate the historic achievement with an open-top bus parade through Glasgow from Dalmarnock Station to Celtic Park starting at 6.15 p.m. UK time.
APTN National NewsHighlighting Indigenous arts and culture has been a big part of the 2015 Pan Am games in Toronto.On Tuesday, the Aboriginal pavilion unveiled an art exhibit curators hope will give visitors a look at what it means to be Indigenous while at the same time tackling stereotypes.APTN’s Delaney Windigo [email protected] @delaneywindigo
MONTREAL – Air Canada will soon be offering lie-flat seats on some of its non-stop flights within Canada and the U.S. for customers willing to pay a premium.The airline says these lie-flat seats are available for those flying in Air Canada Signature Class, the premium cabin of its wide-body aircraft.The new service, which is available today for international customers, will be offered starting June 1 for select flights within North America.Routes with the lie-flat seats will include overnight daily flights from Vancouver, Los Angeles and San Francisco to Toronto, the airline says.This new service, branded as Air Canada Signature Service, will also include other added amenities such as valet service in a BMW across the Toronto-Pearson airport tarmac to connecting flights for full-fare premium cabin customers who qualify, starting later in 2018.Benjamin Smith, president of passenger airlines for Air Canada, says its premium customers travelling on longer-flight itineraries place a high value on convenience and comfort.
TORONTO — The Ontario government has released regulations that will guide the startup of private cannabis stores on April 1.The stand-alone stores can be open any day between 9 a.m. and 11 p.m., but they must be at least 150 metres away from schools and bar entry to anyone under 19 years old.A market concentration limit of 75 stores per operator has been set.Until April, cannabis can only be legally purchased from the online Ontario Cannabis Store.Applications for licences will begin on Dec. 17 and illegal cannabis retailers who were operating after legalization on Oct. 17 will not be eligible to receive cannabis sales licences.Licences won’t be issued to any person or organization who has an association with organized crime, and applicants must demonstrate their tax compliance status to show they are in good standing with the government.“The purpose of these regulations is to keep kids safe and to ensure all people operating in this tightly-regulated retail system behave with integrity, honesty, and in the public interest,” Attorney General Caroline Mulroney said in a statement.Retail managers and employees must complete approved training in the responsible sale of cannabis.The government says it will provide $40 million over two years to help municipalities with the implementation costs of recreational cannabis legalization.The Canadian Press
Mumbai: The benchmark BSE Sensex started on a weak note Thursday tracking negative cues from global equities after the US Federal Reserve kept its benchmark interest rate unchanged. After falling over 100 points in early trade, the 30-share index recovered lost ground and was trading marginally lower at 39,006.33. The NSE Nifty too was trading 14.65 points down at 11,733.50. In the previous session on Tuesday, the BSE bourse closed with 0.09 per cent or 35.78 points loss at 39,031.55, while the NSE Nifty ended 0.06 per cent or 6.50 points lower at 11,748.15. Also Read – Commercial vehicle sales to remain subdued in current fiscal: Icra Top gainers in early session were Yes Bank, Bharti Airtel, Hero MotoCorp, Sun Pharma, RIL, M&M, PowerGrid, HDFC Bank, IndusInd Bank, Bajaj Auto, L&T, Coal India and Kotak Bank, rising up to 3.66 per cent. On the other hand, Tata Motors, ICICI Bank, Infosys, Tata Steel, NTPC, TCS, HUL, Bajaj Finance, HCL Tech and ITC were among the top losers, shedding up to 1.94 per cent. According to traders, market sentiment was choppy as investors took weak cues from glaobe equities after the US Federal Reserve Wednesday decided to keep its benchmark interest rate unchanged amid mixed signals about the direction of the US economy. Also Read – Ashok Leyland stock tanks over 5 pc as co plans to suspend production for up to 15 days On Wall Street, the S&P 500 index and the Nasdaq ended in the red on Wednesday. Elsewhere in Asia, benchmark equity indices in Shanghai, Tokyo and Seoul were trading on a mixed note in early trade. Brent crude futures, the global oil benchmark, were trading 0.28 per cent lower at USD 71.98 per barrel. On the currency front, the rupee was trading flat at 69.57 against the US dollar in early trade. Meanwhile, foreign institutional investors (FIIs) bought equity worth Rs 114.59 crore on Tuesday, while domestic institutional investors (DIIs) purchased shares to the tune of Rs 730.02 crore, provisional data available with stock exchanges showed.
It’s been almost seven months since the Major League Baseball season started, and here we are, finally ready to determine a champion. We’ve been tracking — and forecasting — each team’s chances all season long, so we wanted to look back at the paths to the World Series taken by Boston and Los Angeles. Our final predictions give the Red Sox the edge over the Dodgers in the series, 60 percent to 40 percent — but as we know, anything can happen when the players take the field.Check out our latest MLB predictions.