Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago FHFA’s Final Rule on Uniform Mortgage-Backed Security March 6, 2019 2,521 Views Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] As part of its goal to significantly improve the predictability of cash flows to MBS investors, the Federal Housing Finance Agency (FHFA) has issued a final rule that requires Fannie Mae and Freddie Mac (the Enterprises) to align programs, policies, and practices that affect the cash flows of “To-Be-Announced” (TBA)-eligible Mortgage-Backed Securities (MBS). The agency statement indicated that this is a major step forward. “This rule demonstrates FHFA’s commitment to the success of the UMBS, which will promote liquidity and efficiency in the secondary mortgage market,” said Joseph Otting, FHFA Acting Director. FHFA’s final rule addresses feedback expressed by commenters on the Notice of Proposed Rulemaking by refining alignment requirements to assure market participants that the GSEs will maintain consistent cash flows. The rule also explicitly outlines the ramifications to the Enterprises of misalignment. The announcement also stated that the preamble to the final rule also notes that FHFA has instructed the Enterprises to lower the maximum mortgage note rate eligible for inclusion in an MBS. It indicated that the requirements apply to the GSE’s current offerings of TBA-eligible MBS and to the new Uniform Mortgage-Backed Security (UMBS).As reported in DS News earlier, the GSEs will begin issuing the UMBS beginning June 3, 2019. Formulating the common securities are aimed at replacing the Enterprises’ current offerings of TBA-eligible MBS, which will be issued through the Enterprises’ joint venture, Common Securitization Solutions (CSS), using the Common Securitization Platform (CSP). The FHFA statement issued in March explained that after the June 2019 launch, “CSP and CSS “will expand to include the administration of multi-class securities and commingled Enterprise UMBS and the production of UMBS disclosures.” CSS and CSP will thereafter begin performing bond administration functions for close to 900,000 securities backed by nearly 26 million loans. Followed by this, the agency in September 2018 announced that it is issuing a proposed rule to require Fannie Mae and Freddie Mac to align programs, policies, and practices that affect the prepayment rates of TBA-eligible mortgage-backed securities. According to the FHFA, the purpose of the proposed rule is to enhance the overall liquidity of GSETBA-eligible MBS without regard to which GSE is the issuer. Specifically, the rule is designed for maintaining and improving the efficiency and liquidity of the secondary mortgage market. Previous: The Hurdles Ahead for Real Estate Professionals Next: Freddie Mac Fund to Help Homeless and Displaced Demand Propels Home Prices Upward 2 days ago Subscribe Print This Post About Author: Donna Joseph Demand Propels Home Prices Upward 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News, Secondary Market Tagged with: Fannie Mae FHFA Freddie Mac Joseph Otting UMBS Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / FHFA’s Final Rule on Uniform Mortgage-Backed Security Fannie Mae FHFA Freddie Mac Joseph Otting UMBS 2019-03-06 Donna Joseph The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago
Jakov Vetma, Municipality of Klis: In case of continuing to achieve excellent tourist results, we will reduce the prices of kindergartens in Klis
In 2018, the Klis Fortress and the Municipality of Klis are making great strides in the direction of revitalization and valorization of cultural and historical heritage, which are bringing very good results. In the first four months of this year the fortress even achieved 76 percent more visits compared to the same period in 2017.In accordance with the excellent tourist results, the Mayor of Klis Jakov Vetma announced that in the case of continuing to achieve excellent tourist results, which are primarily generated by the Klis Fortress, the prices of kindergartens in Klis will be reduced. “I want all locals to feel the benefits we make by working on our cultural heritage. ” points out the chief of Klisa, Jakov Vetma.This announcement is the result of many years of efforts by the Municipality of Klis to revitalize the fortress and Klis cultural heritage with the aim of launching cultural and historical tourism in one of the oldest and most important Croatian historical cities. “Our work gives results! In recent months, we have witnessed a great tourist rise of the Klis Fortress and we want all the residents of Klis to feel that profit. Therefore, if the results continue to move in this direction, I plan to propose a reduction in kindergarten prices which will help all our families with children to provide their children with the best possible care at a lower cost. Of course, we do not intend to stop there and our plan is to continue with the development of tourism in the Municipality of Klis with a special focus on cultural and historical heritage, active holidays and gastronomy, and we are supported by a great traffic position. ” said Vetma, motivated by the great results of Klis Fortress.By the way, in May 2018, the Government of the Republic of Croatia decided to give the Municipality of Klis the use of the Klis Fortress for the purpose of implementing projects related to the revitalization, care and preservation of the fortress, ie promoting the cultural development of the Republic of Croatia. Shortly afterwards, the new visual identity of the Klis Fortress was presented, based on its history, position and cultural symbolism.In the near future, the opening of the Klis Interpretation Center is planned, in which the rich historical and cultural heritage of Klis will be presented through simulated holograms, as well as the gastronomic and oenological peculiarities of the Klis region and many other tourist facilities. In addition to all the above, it is to be believed that the Klis Fortress will have a long and successful season, for the benefit of all the inhabitants of Klis, but also many visitors.Some will say it’s populism, but… Surely there will be many who will look at this move through a political context, ie populism. But let’s not forget that it makes sense to generate tourist consumption through tourism and invest it in raising the quality of the tourist product, but also to increase the quality of life in the city.Namely, not everyone lives from tourism, nor does everyone have an apartment for rent, so due to the tourist season, apart from crowds, higher prices and the burden on the city infrastructure, they have nothing from tourism except the lack of quality of life. Especially when we talk about excessive tourism, such as in Dubrovnik, where citizens no longer have a city, but it is left to tourists. What is the quality of life in such a city? How citizens can quickly get to the doctor, to the kindergarten, where they can park, is there a place for prams on the city streets… the rhythm of the city is determined by cruisers, because when a cruiser arrives with thousands of tourists no one is crazy a visit to a pharmacy, etc.… What does a citizen of Dubrovnik, if he is not lucky enough to be able to live from tourism, have from it? Just problems.That is why tourism is not and must not be an end in itself, it must be a means to achieve a better quality of life. The generated income from tourism should be invested in improving the quality of life in the city through investments in infrastructure, from construction of roads, sewers, kindergartens, schools, etc. to free textbooks, kindergartens, libraries, construction of children’s playgrounds and all other elements that make the city.Precisely in order to compensate the local population for the crowds and all other misfortunes due to the development of tourism. What does a cashier have from tourism? Or a postman? Or an employee in a kindergarten? Of course, the development of tourism is not controversial and for some it is a “lifeline” and an excellent added value, but only if it is developed strategically, planned and sustainably.For years, I have been wondering why successful Croatian tourist destinations for which tourism is the main lever of development do not have the best kindergartens, schools, free textbooks – a much better and higher quality of life. They earn quite a solid income from tourism so that they can develop and grow well, and the goal is to increase the quality of the local population. After all, that’s how the population is kept, because if we all move out, we become just a backdrop. We already live practically the most from rent, we encourage imports instead of domestic production. Also, tourism is not one industry, but horizontally and vertically connects all other industries, and it is imperative to include as much as possible the domestic component, ie the local economy so that tourism can benefit the wider community, through the development of micro and small entrepreneurship. We need thousands of family farms, not one Agrokog. This is how the population is kept.The city is the people, not the walls.The very essence of tourism is to get to know new ways and culture of living, and if there is no local population, there is no tourism, except through the development of closed resorts. Also, accommodation is not a motive for travel, but precisely the content, diversity and primarily the authenticity of the destination.So, to conclude, if this is a populist move, then I hope that there will be more and more such “populists” who build kindergartens, playgrounds, give free textbooks, kindergartens, encourage small and medium enterprises, etc.… Increasing the quality of life must be imperative , not instant and short-term earnings.
Categories: Letters to the Editor, Opinion Re April 26 letter, “Why the fuss over Sinclair statement?”: Thank you, Jim Rogers, for a sane view of the Sinclair statement. All the fuss makes no sense because the statement should be espoused by all responsible news outlets. Just because it was made by a person with different political views doesn’t make it untrue. People send junk from Facebook and other social media without researching the facts and claim it to be true. Like Jim, I believe most of those who are critical of Sinclair haven’t even read the statement, but merely pick out some item from their favorite critic and blow it out of proportion. This is a perfect example of people who don’t do much research and will believe anything. Find a specific item you don’t agree with and have a discussion.So until you take the time to read the Sinclair statement, perhaps it might be better to say nothing.Gerard F. HavasyClifton ParkMore from The Daily Gazette:EDITORIAL: Thruway tax unfair to working motoristsGame 7: Shenendehowa grad and Braves rookie Ian Anderson gets start with World Series spot on the li…High-risk COVID exposure reported in Clifton ParkEDITORIAL: Beware of voter intimidationFoss: Should main downtown branch of the Schenectady County Public Library reopen?
Advertisement ojzNBA Finals | Brooklyn Vs49daz4Wingsuit rodeo📽Sindre E1e42r( IG: @_aubreyfisher @imraino ) fcqWould you ever consider trying this?😱65hpoCan your students do this? 🌚59gRoller skating! Powered by Firework Indian Football Team captain Sunil Chhetri is disappointed with India in the World Cup qualifying campaign but still remains optimistic for the future.Advertisement “We will put our best foot forward against Oman and Afghanistan,” claims the prolific Indian striker.Advertisement India’s results so far do not include a win. A loss against Oman opened the campaign but an away draw against Qatar inspired the nation back again. The draw against Bangladesh was highly disappointing as it was not expected on paper. Matches against Oman and Afghanistan are to come next international break.“I think one of them is going to be in Dushanbe because they (Afghanistan) play their home games over there and then against Oman (in Muscat). Both are very difficult and important games, but we back ourselves. If we play the way we played against Qatar, we can do it. We are not scared,” Chhetri said on the sidelines of a Herbalife Nutrition event.Advertisement India are scheduled to play Afghanistan on November 14 and Oman on November 19.“We felt bad after the game because we felt we could have done a lot better than what we did. We areover it. We will put our best foot forward against Afghanistan and Oman, two away games, which are very important and difficult ones also.“We do not want to wash away the good things we have done against Oman, Qatar and Bangladesh, we are definitely on a high. We are learning a lot, just hope we continue that,” said one of international football’s leading scorers.“We are not happy with our performance against Bangladesh. The team played well but our strikers missed a lot of chances, and that’s why we lost two points which we should not have, and that really bothers us.” Advertisement
Letter to the EditorTo the Editor,The pedestrian crossings are not clearly visible to drivers. In England the crossings are very wide and painted in zebra stripes so that the drivers can see them far away. As a driver I’m often going too fast by the time I realize I’m at the pedestrian crossing.Also, pedestrians must remember how to cross a street and look both ways before they step out. Since the new law took effect people wander into the street without looking.Repaint the crossings and make them wider.Kristin GentileAtlantic Highlands
By John BurtonRED BANK – Mayor Pasquale Menna said he’s had enough with the organization overseeing the borough’s business district, over discussions of the long-debated parking garage. But the organization’s head insists the mayor is mischaracterizing its positions.Menna in an interview with The Two River Times this week expressed frustration with dealing with Red Bank RiverCenter, the not-for-profit management and advocacy organization for the borough’s commercial Special Improvement District. Menna said the governing body would be willing to “go it alone” with any plans to address the downtown’s chronic parking shortfall situation, if the business group were unwilling to participate.“The time for hedging is over,” Menna said. “The time for moving is now.”“He’s creating a problem that does not exist,” countered James Scavone, RiverCenter’s executive director, about any perceived conflict.The issues that Menna has with the business group in part concerns discussions about RiverCenter’s proposed $40,000 contribution, which would cover half the cost of an engineering study for the White Street municipal parking lot, a borough-owned property that would be the location of any future parking garage/multitier deck. The borough government would pay the other $40,000 for the study.Scavone has said his organization would like to see language included in the memorandum of understanding that would guarantee RiverCenter would be entitled to get its money back if garage construction plans don’t move forward in two years.RiverCenter has long campaigned for a garage to address the downtown’s parking deficiency that has had business owners complaining for years that it puts them at a disadvantage in trying to attract customers and visitors to the area.Scavone said at the Aug. 10 council meeting, “We’ve been down this road before,” with talks of a garage or other solutions eventually going nowhere.Menna this week said emphatically that a guarantee would not be included in any agreement. And RiverCenter can “keep its $40,000.”The mayor said borough officials may just move forward on their own with planning – without RiverCenter – if the organization kept to this and other positions that Menna said the organization held. That would mean the business group wouldn’t necessarily have a role in the process if RiverCenter continued to object. “I’m ready to tell them we’ll go it alone,” Menna said. Scavone, however, maintained that the guarantee was not necessarily a deal breaker. “I’ve said publicly a few times, we just want an answer to be able to determine how we would proceed,” he said. “We’re not necessarily saying no if that provision is no.” And there hasn’t been any direct conversation with Menna or any other official on this matter recently, he added.For Menna another sticking point is RiverCenter’s insistence the borough finance and be responsible for constructing any garage. “That is not acceptable to me,” he said. “That is an option the municipality should reserve for itself.”Menna has always maintained any garage “has to make sense” for taxpayers. He has said the most practical option would be to strike a public/private partnership with a private sector developer who would build it with a possible commercial or residential component included to make it financially viable.It would be a very difficult to convince primarily residential taxpayers – who live and vote here – to support bonding the millions of dollars it would take to build a garage, Menna has said on numerous occasions.RiverCenter has advocated a publicly constructed project, but again Scavone stressed the organization was open to discussions about all options. “We’re definitely keeping an open mind.”According to Scavone, meetings with parking experts have shown such public/private partnerships with private developers responsible for public parking facilities are very rare; most communities, like Morristown, wind up opting to construct and manage their own, he said.“I thought they were business people. They can’t take a reasonable risk after 30 years?” Menna said of RiverCenter’s members and their lack of skin in the game (with the 30 years referencing the organization’s nearly three decades). “I guess not.”Whatever direction the governing body may look to move on the parking issue, Scavone is convinced officials will need RiverCenter’s support to get it approved. He was also puzzled by the mayor’s tone. “I’m not sure why there seems to be a desire to drive a wedge between the business community and the residents at this point,” he wondered.
Image: Graeme Williams, MediaClubSouthAfrica.com. For more free photos, visit the image library.Wilma den HartighSouth Africa’s adoption of genetically modified (GM) crops continues to expand at an impressive rate. According to Dr Kobus Laubscher, CEO of Grain SA, this is an important development for sustainable food production in South Africa.The challenge for agricultural production is to keep up with population growth and demand.“We have to produce more food, and applying the technology means that we can increase production on fewer hectares of land available,” Laubscher said.South Africa has maintained an impressive eighth position in the world ranking of biotech crop countries, planting more than 1.8-million hectares of genetically modified crops.A survey funded by the Maize Trust indicated that in 2008 GM maize plantings in South Africa increased by 10 000 hectares, even with an almost 8% decline in commercial maize area planted. Soya beans increased by 40 000 hectares and cotton by 2 000 hectares.Laubscher also pointed out that farmers have adopted the technology for profit as well as improved production. A Maize Trust study found that 15-million tons of GM maize was produced on 4.2-million hectares from 2000 to 2008. Calculated at an average yield increase benefit of 10.6% and using average annual grain prices over the period, maize farmers gained an additional income of R2-billion.Smallholder and resource-poor farmers are also benefiting. GM maize produced a 31% higher yield than conventional maize and 134% more than conventional open-pollinated varieties.Although there is a certain amount of resistance to GM products, the benefits outweigh the perceived disadvantages. Laubscher said every year 40-million South Africans, in one way or another, consume GM food without a single medical or scientifically-substantiated adverse effect on humans, animals or the environment.There are in fact a number of proven environmental and health benefits. According to a report released by the International Service for the Acquisition of Agri-Biotech Applications, biotech crops also resulted in reducing pesticide use by 359 000 tons of active ingredient.GM production gains of 32-million metric tons in 2007 would have required 10-million extra hectares, had biotech crops not been used. Production gains from biotech crops between 1996 and 2007 were 141-million tons. At 2007 average yields, this would have required 43-million additional hectares without biotech crops.Other advanced biotech research in South Africa includes: drought tolerant and streak virus resistance in maize, biofortied GM sorghum, increased insect and herbicide resistant maize, tuber moth and virus resistant potatoes, drought-tolerant soybeans and groundnuts and maize with tolerance to two herbicides.Related articlesSuper sorghum for Africa Top award for Rhodes scientist All eyes on SA’s new super spud Sweet deal for cocoa farmers Biotech research lab in SA Useful linksGrain SAMaize TrustAfricaBio Biopad Cape Biotech International Service for the Acquisition of Agri-Biotech Applications
Allison Bailes of Decatur, Georgia, is a speaker, writer, building science consultant, and the author of the Energy Vanguard Blog. You can follow him on Twitter at @EnergyVanguard. A shoutout to our sponsorsAs mentioned at the top of this article, we got a new Mitsubishi ducted minisplit (and two ductless units) installed in our office. Mitsubishi donated the equipment for this project, and PV Heating and Air, a home performance contractor in Atlanta, donated their labor. Ultra-Aire donated a ventilating dehumidifier for our office and now that we head into warmer, more humid weather, I’m excited to see the difference it makes in our indoor air quality and comfort. Finally, Aprilaire donated the filter cabinet and MERV-13 and MERV-11 filters. We like these companies and recommend their products and services. Last August I began a series of articles on filtration and indoor air quality. You can find them listed in the related articles section but let’s do a quick review here: We spend a lot of our time in buildings. A lot of indoor pollutants are generated in the kitchen and not removed by the range hood. The consensus among indoor air quality researchers is the particulate matter that’s 2.5 microns or smaller (PM2.5) is one of the worst for health. And finally, good filters (i.e., MERV-13) can remove a lot of the PM2.5 and other pollutants but experience as well as studies show they often don’t, for a variety of reasons.So how do we fix this situation? How can we get a high-MERV filter and have it do a good job of filtration without causing problems with the air flow in the heating and cooling system? The answer is simple: Make the filter big enough. John Semmelhack, owner of building science firm Think Little in Virginia, spoke about this topic last year at the North American Passive House Conference in Boston. Also last year, we got a new Mitsubishi ducted minisplit system here in the Energy Vanguard office in Georgia (meticulously installed by PV Heating and Air). Let me show you what’s possible.High-MERV filters with low pressure dropSemmelhack spoke about ducted minisplit heat pumps in Boston and towards the end of his talk he got to the topic of filtration. (Download the presentation and see the filter section starting with Slide 25.) He used a 2-inch deep MERV-13 filter in a filter grille. The ducted minisplit they used was a one-ton system moving 400 cubic feet per minute (cfm) of air. The pressure drop across the MERV-13 filter was 0.0274 inch of water column. Yes, really!What was their secret? They used a 20″ x 20″ filter. That’s all. Just make the filter bigger and you get a lower pressure drop. The key is to look at the ratio of the filter area to the air flow rate. In their case, the filter area was 2.78 square feet (sf) so the ratio comes out to be 2.78 sf ÷ 400 cfm = 0.007 sf/cfm. Using the nominal air flow rate of 400 cfm/ton of capacity, we can make the number look a little friendlier: 2.78 sf ÷ 1 ton = 2.78 sf/ton.Hang onto that calculation. I’ll come back to it in a minute.John Semmelhack’s 2-inch filter grille with MERV-13 filter. [Photo credit: John Semmelhack]In our office, we got a similar result, although our pressure drop is a bit higher. We have an Aprilaire filter that’s also 20″ x 20″ but it’s a 4-inch-deep filter in a cabinet near the ducted minisplit air handler. Our pressure drop is 0.0604 i.w.c., as you can see in the photo below. That’s higher than Semmelhack achieved with his system but still really low compared to what you might expect.The Air Conditioning Contractors of America (ACCA) Manual J load calculation protocol says to allow 0.10 i.w.c for a filter… and that’s generally for a standard 1-inch-deep MERV-2 filter, not a 2-inch or 4-inch MERV-13. Ask contractors what the pressure drop across a MERV-13 filter is and they’ll probably tell you something like 0.25 i.w.c.The pressure drop across our MERV-13 filter is a very low 0.06 inch of water column. [Photo credit: Energy Vanguard]When we measured the air flow in our system, we got 363 cfm, so our ratio of filter area to air flow is 0.008 sf/cfm, or 3.1 sf/ton when converted using 400 cfm/ton of capacity. We have more filter area per unit of air flow, but we got a higher pressure drop than Semmelhack. Some of you building science geeks are wondering about that, I’m sure, and so am I.The main difference between the two systems is that our filter cabinet is installed in the middle of the return duct, whereas Semmelhack used a filter grille. We installed a filter grille, too, and currently it doesn’t have a filter in it. We’ll be testing that at some point, though. Another difference between Semmelhack’s pressure drop and ours is that he used a 2-inch-deep filter and ours is 4 inches deep. We’ll keep measuring our pressure drop, and I hope that with more data, our average pressure drop will be lower.But we’re still happy with 0.06 i.w.c. The key to whether it’s a good number or not is how well it fits in with the total pressure drop in the system compared to what’s allowed (the total external static pressure, or TESP). More on that in a future article.A simple rule of thumb for low pressure drop across a high-MERV filterI’ve shown you data from two MERV-13 filters now. Both are much lower than you’d measure across many of the MERV-13 filters installed in the wild, and I’ve given you the key to achieving similarly low pressure drops. It’s simply to increase the filter area relative the air flow rate.The two systems described above had ratios of 2.8 sf/ton and 3.1 sf/ton. You don’t have to go that high, though. David Butler, an HVAC designer and frequent commenter here, said he uses 2 sf/ton as his guide.Home performance contractor extraordinaire Mike MacFarland of Energy Docs in Redding, California does it a bit differently. He uses 250 feet per minute (fpm) as his absolute maximum face velocity for air moving across the filter but generally sticks to 200 fpm or lower. The conversion from face velocity (ft/min) to filter area per ton of capacity (sf/ton) is straightforward using the equation q = A x v. (You may recognize the product of area and velocity from the continuity equation for air flow.) The answer in this case is that 200 fpm = 2.0 sf/ton in this case, the same number David Butler uses. MacFarland designs for conventional heat pumps rated for 0.5 i.w.c. total external static pressure (TESP) and had never had a system come in at a TESP higher than 0.35 i.w.c., with most of them measuring 0.30 i.w.c. or less.With smaller capacity minisplit heat pumps, getting filter sizes to 2.5 or 3.0 sf/ton isn’t that hard. With conventional systems, it’s not so easy. With a 2.5 ton system at 3.0 sf/ton, for example, you’d need 7.5 square feet of filter area, or a 30″x36″ filter, but you’d have a hard time finding one that size so you’d have to install two 18″x30″ filters. You can do it if you really want to, but if you use MacFarland’s rule of 2.0 sf/ton, the resulting 24″x30″ filter (or equivalent) is much easier to find space for and you can still get a low pressure drop.So here’s your rule of thumb for filter sizing:Filter Area = 2.0 square feet for each 400 cfm of air flowDo that (and size your ducts properly) and you shouldn’t have to worry about high pressure drops across your filters… at least not when the filters are relatively clean.
After creating a flutter by claiming that India were not “mentally prepared” for the pre-World Cup warm-up matches, cricket captain Mahendra Singh Dhoni on Tuesday said his comments were misconstrued and he did not imply that the team was battling fatigue.”It was not fatigue at all. It is the mental preparation level…to be in the same scenario…to be 100 per cent for a (warm-up) game,” Dhoni clarified ahead of the second warm-up match against New Zealand on Wednesday.”We are more used to prepare for a game 100 per cent and all of a sudden you have to prepare for a warm-up game which I have not played many, right from the start of my career from school cricket or district,” he explained.”It was a different scenario and you have to prepare differently.With inputs from PTI
It will be a clash of mid-season favourites when defending champions Chennai Super Kings host Shane Warne’s spirited Rajasthan Royals as the Indian Premier League crosses the halfway stage at the M A Chidambaram Stadium in Chennai on Wednesday.While the evergreen Warne will attempt to rouse his underrated team to yet another upset win, MS Dhoni’s side would be keen to continue its unbeaten home run this season.Both teams have won three matches on the trot, with Chennai taming Pune Warriors home and away before seeing off Deccan Chargers at home on Sunday and the Royals prevailing over Kochi, Mumbai and Pune.Warne will be hoping the top order fires in the big match because barring South African Johan Botha, none has scored a half-century in nine matches.Botha has played some crucial knocks to hand his side the momentum when needed but Rahul Dravid, Aussie Shane Watson and the young Ashok Menaria have failed to build on starts.New Zealander Ross Taylor, bought for $ 1 million in the IPL auction, proved his value in Royals’ win over Pune in their previous match with a 35-ball 47.While Siddarth Trivedi and Amit Singh have pocketed nine and seven wickets respectively, the story of the Royals’ season has been Warne. Four years after his retirement from international cricket, he is still on top of his game. Warne has scalped 11 wickets at an economy rate of 6.03. And he will look forward to bowling at Chepauk.Chennai’s biggest positives from their last match, against Deccan on Sunday, were the return to form of Suresh Raina, who smashed a half century, and South African Albie Morkel’s 3/ 38 and six- ball 19 that saw him win the Man of the Match award.advertisementAustralian Michael Hussey also continued his splendid run with the bat with a fluent 47 while R Ashwin, Doug Bollinger and Shadab Jakati bowled beautifully to contain Deccan on a slow, dry pitch that played much better than expected.- With inputs from PTI