technology news (Wang Pan) in October 13th, the general office of the State Council today announced the "Internet financial risk special rectification work plan" (hereinafter referred to as the "plan"), the financial risks of the Internet special rectification work carried out comprehensive arrangements for the deployment.
this, the Internet financial risk rectification work leading group responsible person on the 13 special rectification work to answer a reporter’s question. The following is a Q & a record:
asked: why do we need to carry out special rectification of Internet financial risks?
answer: in recent years, with the rapid development of big data, cloud computing, mobile Internet and other information technology, Internet banking boom, almost touched all areas of the financial sector. Overall, the Internet financial development to support national innovation driven development strategy, promoting public entrepreneurship, innovation and supply side reforms, improve financial services and inclusive coverage masks have positive significance.
, however, the current Internet financial innovation from some formats in the right direction, and has the effect of "bad money drives out good money", the Internet financial innovation has real value by extrusion; some institutions by means of unfair competition, disrupt the normal economic and financial order; misappropriation or some institutions take customer capital, and even manufacturing a Ponzi scheme, causing economic losses of many people.
in order to promote the healthy and orderly development of Internet banking, approved by the State Council, the people’s Bank, the Central Propaganda Department, the central network information office, the maintenance of stability, the national development and Reform Commission, Ministry of industry and information technology, Ministry of public security, the Ministry of Finance, Ministry of housing and urban construction, the State Administration for Industry and commerce, the State Council Legislative Affairs Office, the CBRC, CSRC may, the China Insurance Regulatory Commission, the State Bureau for letters, the Supreme People’s court and the Supreme People’s Procuratorate and other seventeen departments jointly carry out special rectification of Internet Financial risk.
Party Central Committee and the State Council attach great importance to the development of Internet banking and risk prevention, the fifth Plenary Session of the 18th CPC Central Committee clearly regulate the development of Internet banking ", in 2016 the government work report, regulate the development of Internet banking as an important content of deepening the reform of the financial system this year, to carry out special rectification of Internet financial risk is an important measure to implement the Party Central Committee and State Council decision the.
asked: what is the goal of the Internet financial risk remediation
answer: in the short term, the rectification goal is to standardize all kinds of Internet financial industry, optimize the market competition environment, reversing some formats deviate from the correct direction of innovation situation, safeguard the financial interests of consumers, protect the legitimate rights and interests of investors, to maintain financial market order, hold no systemic regional financial risks. In the long run, to achieve standardization and development simultaneously, both innovation and risk prevention, the promotion of Internet financial norms of our orderly and healthy development, and play Internet financial support for public entrepreneurship, innovation of the positive role.
adhere to the problem oriented focus on key areas of remediation
asked: "implementation >