Financial Tips for Creative Professionals

first_imgIn this post we share a few guiding thoughts for creatives on how to grow your business by being smarter with your money.Financial intelligence is crucial to all aspects of ‘making it in life’ but it is not something you’re born with.  Thankfully it is something you can learn. Knowing how to be smart with your money can provide financial security, setting you on a path to success and happiness.Creatives are notoriously bad at handling their money, but with a little discipline and forethought, anyone can be smarter with their hard earned cash.  In this post, we’ve outlined a few financial strategies specifically geared toward creative professionals.Photo from Flickr.Grow Your AssetsIn his book Rich Dad, Poor Dad Robert T. Kiyosaki spells out all the things he thinks rich people teach their kids to help them stay rich. I’m in two minds about some of the contents of the book but there is one really helpful salient point that it worth learning:Buy assets not liabilities.The basic difference that Kiyosaki suggests exists between the poor/middle classes and The Rich, is that The Rich buy things that make them more money, while the middle classes just buy more stuff – a new car, house, sofa etc. So the idea is that you should spend your money in things that will make you more money and then keep going round in that virtuous circle until you can buy that new car, house, sofa with some of the profits from your investments.  Buy assets (things that will put money in your pocket) and not liabilities (things that will take money out of your pocket).So what are assets for a creative?Investing in further training, new software or equipment can be real assets, but only if you know they will pay their way. The danger for imaginative creatives with a lust for the latest technology is that they can buy things (in a ‘middle class’ way) that they think they need but in reality they just really want. So if you never get around to watching the training or using the new expensive equipment on paying gigs, they are in fact just liabilities.The best way to avoid this pitfall is to find a customer first. Find someone (or hopefully several people) who are willing to pay you for knowing a new piece of software or using a specific piece of technology, then make the investment that you know will give you a good return.Other assets for creatives are the same as they are for anyone else – put your money into anything that will grow over time –  property, enterprises and people.Be OrganizedPhoto from SquidooAnother really important thing to learn is to be organized with your money. If you’re a creative freelancer you’ll be getting paid gross. This (as you well know) means you’re responsible for paying your own taxes. You can save yourself a lot of headaches by being organized with your money and the moment you get paid, setting aside the percentage you’ll need to cover your taxes.It’s vital that you move this into a physically separate bank account from the one you live out of. If you leave it in there it will just get spent. This way you’ll always have the money you need to pay your taxes in full and on time. Plus once the sums are all done, you could end up with some left over, to invest back in new assets. As a freelancer in the UK I put aside 30% of my gross pay to make sure I can cover my taxes come year end.  This is just a suggestion and your accountant should be able to advise you on what you need to set aside.Some people recommend a 70/10/10/10 philosophy of money management. Save 10 percent of your take home pay, invest 10 percent, give 10 percent and then live on the rest. Personally I think this makes a lot of sense. What would that look like in your life?Check out this article for a real world example of the 70/10/10/10 model in action.Be ThriftyWhen you talk to most people about budgets, especially ones that are about their day to day expenses and not how much they’re about to get out of the production pie, their eyes tend to glaze over and their mind shuts down.People think budgets are boring…and they are.They are not supposed to be exciting, they are just a means to an end. The end is what is supposed to be exciting and that end might be a new house, holiday or a sofa (you are allowed to buy them and be part of The Rich – but only with your profits!). So don’t think about how you’re budgeting, think about the exciting end that your budget is taking you to. Without a budget you’re basically flying blind, so you must have one. Luckily there’s only one rule to budgeting which is:Spend less than you make.If you’re not earning much, then you need to get creative with spending less, finding ways to make what you do have go further and of course, making more money. The first step is to find out what you’re spending and where its going, so you can make some wise choices about how best to budget your finances.Another important aspect of being thrifty is to simply make do with less or to buy second hand if you can. You’ll obviously save a lot of money although you won’t have access to manufacturers warranties or support. If you are buying something expensive always ask if you can pay in instalments to help spread the cost over time.  With any business: cash flow is king.Do some quick calculations to see how many projects you’d have to land  by adding on an equipment charge, to pay off an item.  Then calculate what kind of profit you could make from that piece of equipment within its working lifetime. These figures should help guide your thinking as to whether your current customer base can support that purchase.Are you a creative professional that has ‘budgeting’ down pat? We want to hear your financial advice!Share your thoughts and suggestions in the comments below!last_img read more

The thinkers

first_imgWe know Amir Khan falls for them-in fact he’s even married one. A young man we spoke to said he’d like a girl that thinks beyond “he makes me feel good about myself” and another young gentlemen wanted his ideal women to be, “intellectually stimulating”. Men across the board say,We know Amir Khan falls for them-in fact he’s even married one. A young man we spoke to said he’d like a girl that thinks beyond “he makes me feel good about myself” and another young gentlemen wanted his ideal women to be, “intellectually stimulating”. Men across the board say they’d like to know more ‘thinking women’. We get you the ones that Mumbai flaunts through the eyes of some thinking men. They’re sexy because they’re intelligent.Artist Kahini ArteKahini Arte Merchant, 50, ArtistHaving studied in India and the overseas, artist Kahini Arte Merchant has successfully carved a niche for herself in the industry. Known best for her turnkey interior projects, Arte has participated in over a hundred group shows and has had seven solo shows till date, her most recent one being a series called R.E.M. based on dreams. Her works have been auctioned by Larasati, Sotheby’s and Christie’s. Says Sculptor Arzan Khambatta, “I have known Arte for over ten years now. She is a wonderful artist and an even better person.” Khambatta, who met the artist in Milan for the first time was floored by her million dollar smile and warm demeanour. “She is an excellent conversationalist. Whenever there is a get together at her place, she cooks delicious food and is an excellent host. Not to forget, tremendously talented at her work,” says the sculptor, whose personal favourite was the one with female forms. “To sum it all, she is a smart lady with a deep passion for her work. I have no doubt that she will always climb the ladders of success.” says Khambatta.Sanjna KapoorSanjna Kapoor, 43, Director, Prithvi ThreatreIf experience in theatre moulds the conscience of an actor, a woman who has persevered in keeping theatre alive is Sanjna Kapoor, the director of Prithvi threatre. As the daughter of Shashi Kapoor and Jennifer Kendal, acting in movies should have been a natural choice but she got inclined towards steering the theatre built in the memory of her grandfather Prithviraj Kapoor. Loved for her simplicity and humility, Kapoor is admired by one and all. “I have known her twenty years, and she remains one of the best people I know. Simple, warm and generous- she has it all,” says Actor and film maker Rajat Kapoor who was introduced to her when both of them acted in a play. “The most striking feature about her is her laughter and the ease at which she is with herself. All I can say is, Sanjna, you are beautiful,” says Kapoor.Aditi GovitrikarAditi Govitrikar, 34, Model and ActressWho says models are dumb? Doctor turned model Aditi Govitrikar certainly cannot be stereotyped. Having been the face for several commercial ads, music videos and films, her ingenuity came to light through Big Boss season 3 where she came across as extremely calm and sorted out. “I think she would have made for a very good pediatrician. She is affectionate, soft spoken and generous and is good with children,” smiles ad film director Prahlad Kakkar. “One night stands are common but when a man thinks seriously about a woman, Aditi is the kind of women who comes to mind,” quips Kakkar.DJ Megha Kawale, 28, DJMegha Kawale is best known as India’s first female disc jockey. Being a supermodel and listed in Femina India’s 100 most beautiful women she has broken all gender barriers to show that women can do it all and that beauty and brains are an unconquerable combination. “Having worked with Kawale on several shows, I can say with confidence that she is a true beauty inside out. She has successfully extended her shelf life and upped her desirability quotient by leaps,” says fashion designer Rocky S,” for whom Kawale is the sexiest DJ alive.Anjali BhagwatAnjali Bhagwat, 41, ShooterAnjali Bhagwat, the only Indian woman to have reached the last round in rifle shooting at an Olympic game, was honoured with the prestigious Rajiv Gandhi Khel Ratna in 2002 for her contribution to the rifle shooting sport. She’s brawn with brain and blessed with a beautiful face that works as an icing on the cake. “Anjali carries herself very well. I haven’t met her in a while but I can tell you that she is absolutely focused and determined to not just play well, but also win,” says shooter Jaspal Rana who has spent a lot of time with her during training. “When she comes for the game, she leaves all her worries behind and gives her game a hundred percent undivided attention,” smiles Rana. Good for thoughtCelina Jaitley, actorWants to be known for a perfect body, however artificial.Sonam Kapoor, actorImpeccable fashion and style sense but questionable acting abilities.Katrina Kaif, actorA perfect Barbie doll- as long as Miss Kaif is seen but not heard.advertisementadvertisementlast_img read more


first_img8th last Race:The Agra Plate Dist 1200 M8th last Race:The Agra Plate Dist 1200 MEmerald Star (Dr.M.A.M.Ramaswamy Chettiar of ChettinadCharitable Trust) 59.5 Md.Hesnain, firstDreams Of Courage 52.5 R.Hari Krishnan, secondKinshasa 62.5 Md.Farhan Alam thirdStarista 60 P.M.Bopanna, fourthAll RanWon by:1/2L,3L and 1-1/2LTime : one min,15.81 secs.Tote : Rs.13 for win,Rs.9,Rs.14 and Rs.11 for placesWinner trained by:J.SebastianFavourite: Emerald StarSHP: Rs.61 Quinella:51 carried overForecast: Rs.64 carried over Tanala: Rs.335 carried overPTI COR ROH NTR NTR SSClast_img read more

2nd Test Day 3: Umesh Yadav, openers star as India crush West Indies to sweep series

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Mysterious Motorola smartphone with 48-megapixel quad cameras, waterdrop notch leaks: Is this Moto M2?

first_imgMotorola may not have been creating enough hype with its latest G7 series smartphones but leaks and rumours have given us a fair idea about their upcoming aggressive offerings in the budget segments. So far, the Moto One Vision is supposed to bring a major refresh in Motorola’s design lineup with a punch hole camera design. While we assumed that would be the only upcoming release from the Lenovo-owned phone maker, another leak has thrown up light on a mysterious Motorola phone that brings a quad-camera setup to Motorola’s lineup for the first time.The renders of the device have been obtained by CashKaro and Onleaks, with no name or specifications given for the device. However, the renders show us possibly the most striking feature of the device – a quad camera setup at the rear. The phone has four cameras arranged in a unique pattern, with the Moto logo imprinted on the camera module itself. The renders approve of one of the cameras being a 48-megapixel sensor. There’s no information on the rest of the camera modules for now.The rear seems to be made out of metal with a brushed aluminium finish. The finish is definitely different from anything else we have seen on Motorola. The phone also sports a USB-C port, a 3.5mm headphone jack and all the other usual buttons. The renders show two colours – silver and black. The front of the device comes with a familiar notched display. We saw the new Moto G7 adopt the waterdrop notch and the same is applied here. The chin is narrow but big enough to hold the Motorola logo. While the render doesn’t show any proof, it is said the phone will come with an in-display fingerprint sensor. This means that the phone could use an OLED panel.advertisementForm what it seems, it is too early to get finished designs of the Moto G8. With the Motorola One vision expected to bring the punch hole camera design to the affordable segments, it seems that this could kickstart a new Motorola series. Considering the metallic finish and the waterdrop design, Motorola could also launch this as the successor to the Moto M from a few years ago. Motorola won’t possibly be launching this as a premium device, considering its affordable phones now offer a glass-bodied design.Whichever name this phone carries, it clearly shows Motorola’s intentions to aim for a major share in the camera-focused smartphone market. The 48-megapixel camera could most probably be using the Samsung sensor instead of the Sony IMX585 sensor. Considering the last Motorola M came with a MediaTek processor, Motorola could use the Helio P70 for this device.Since the information on this device is parse at the moment, it would be clever to take this with a pinch of salt.ALSO READ | Moto One Vision leak positions it as Redmi Note 7 Pro rival, to feature punch-hole cameraALSO READ | Motorola One Power review: Android One plus a massive battery equals a winnerALSO READ | Moto G7 Power officially launched for Rs 13,990, India gets more RAM and storagelast_img read more

Drinkwater: Mou’s record speaks for itself

first_imgManchester United ‘His record speaks for itself’ – Drinkwater defends Mourinho Omnisport Last updated 2 years ago 07:49 11/3/17 FacebookTwitterRedditcopy Comments(0) Jose Mourinho Manchester United Getty Images Manchester United José Mourinho Antonio Conte Chelsea v Manchester United Chelsea Premier League The Man Utd manager has received criticism for his side’s style of play, but the midfielder believes critics should look at his record Chelsea midfielder Danny Drinkwater defended Jose Mourinho from critics who claim Manchester United play negative football, telling them to look at his record as a successful manager.Mou’s Reds 13/2 to beat Chelsea 1-0Ahead of Sunday’s clash between Chelsea and United at Stamford Bridge, Mourinho’s side sit second in the Premier League table after winning seven of their first 10 games. Article continues below Editors’ Picks Lyon treble & England heartbreak: The full story behind Lucy Bronze’s dramatic 2019 Liverpool v Man City is now the league’s biggest rivalry and the bitterness is growing Megan Rapinoe: Born & brilliant in the U.S.A. A Liverpool legend in the making: Behind Virgil van Dijk’s remarkable rise to world’s best player However, United have received criticism for their approach to matches against other big clubs, particularly their 0-0 draw at Liverpool and the 1-0 defeat of Tottenham, secured by Anthony Martial’s late strike.On both occasions Mourinho’s men were accused to employing defensive tactics, but Drinkwater believes someone of the Portuguese coach’s calibre should not be second-guessed.At the Bridge this evening, Danny Drinkwater, @DavidLuiz_4 , @AlvaroMorata and @cesc4official launched the new @hublot #BigBangChelsea watch! — Chelsea FC (@ChelseaFC) November 2, 2017 Speaking exclusively to Omnisport at a joint Hublot and Chelsea event at Stamford Bridge, Drinkwater said: “I’m a player so tend not to look to much into that.”But his history of getting results speaks for itself. He has a great record, but hopefully we’ll do the job against him on Sunday.”It’s a long season, but in terms of the three points, it’s a big one. They have a lot of strengths.”They’re a top-quality side with a lot of quality individuals and a few big, strong lads, so their presence will be difficult.”Chelsea have endured a somewhat underwhelming start to the season and Antonio Conte has reportedly found himself under pressure and frustrated with some of his players.And because #HublotLovesFootball , following the unveiling, the four Blues took part in some table football games… — Chelsea FC (@ChelseaFC) November 2, 2017 Drinkwater has seen no signs of his boss cracking under the pressure, however.”He has been great with me since I joined the club,” the former United youngster said.”I love the way he manages to the team, and he has made me feel part of the team pretty quickly.”He’s a top-class manager. I’m sure within himself he can deal with the pressure of managing a big club like Chelsea.”last_img read more

Lloyd, Press on the move in blockbuster NWSL trade

first_imgNWSL Lloyd, Press and Kerr on the move in blockbuster NWSL trade Thomas Floyd @thomasfloyd10 02:22 1/20/18 FacebookTwitterRedditcopy Comments(0) Carli Lloyd USWNT Stan Szeto NWSL United States Sky Blue Houston Dash Chicago Red Stars Friendlies Women The two-time FIFA world player of the year is returning to New Jersey in a three-team deal Two-time Best FIFA Women’s Player winner Carli Lloyd, U.S. national team striker Christen Press and 2017 NWSL MVP Sam Kerr are on the move after a blockbuster trade, the NWSL announced Friday.Lloyd is heading from the Houston Dash to her home state of New Jersey to join Sky Blue FC in the three-team trade, which saw the Chicago Red Stars acquire Kerr from Sky Blue and Houston add Press from Chicago.Sky Blue also acquired Canada forward Janine Beckie and midfielder-forward Jen Hoy in the deals, while the Red Stars added midfielder Nikki Stanton.Lloyd, 35, scored seven goals in 15 games while spending the past two seasons with Houston. She also spent the first half of 2017 on loan to Manchester City. Article continues below Editors’ Picks Lyon treble & England heartbreak: The full story behind Lucy Bronze’s dramatic 2019 Liverpool v Man City is now the league’s biggest rivalry and the bitterness is growing Megan Rapinoe: Born & brilliant in the U.S.A. A Liverpool legend in the making: Behind Virgil van Dijk’s remarkable rise to world’s best player A 24-year-old Australia international, Kerr scored 17 goals last season while claiming the NWSL Golden Boot in addition to MVP honors.The 29-year-old Press scored 35 goals over the past four seasons with Chicago.last_img read more

Guardiola: City play s*** and get praise

first_imgGuardiola Man City can play s*** and still get praise – Guardiola Jamie Smith Last updated 1 year ago 15:33 2/5/18 FacebookTwitterRedditcopy Comments(0) Pep Guardiola Getty Images Guardiola Manchester City Burnley v Manchester City Burnley Premier League The Premier League leaders were held to a 1-1 draw at Burnley on Saturday, but the coach felt it was one of their better displays Pep Guardiola believes the generally glowing public perception of Manchester City’s performance does not always match his own assessment of the Premier League leaders.City were held 1-1 at Burnley on Saturday – Johann Gudmundsson’s late goal cancelling out Danilo’s scorching opener – to allow Manchester United to cut their lead atop the table to 13 points.Guardiola described City’s performance at Turf Moor as “almost perfect”, although his side failed to convert a number of fine chances, most notably Raheem Sterling contriving to miss an open goal from point-blank range. Article continues below Editors’ Picks Lyon treble & England heartbreak: The full story behind Lucy Bronze’s dramatic 2019 Liverpool v Man City is now the league’s biggest rivalry and the bitterness is growing Megan Rapinoe: Born & brilliant in the U.S.A. A Liverpool legend in the making: Behind Virgil van Dijk’s remarkable rise to world’s best player Sean Dyche’s men battled back into the match in the closing stages, forcing Ederson to make a magnificent save to tip an Aaron Lennon drive on to the post, leaving Guardiola impressed with the Clarets.Guardiola told reporters: “Sometimes we play s*** and win 1-0 and people say, ‘oh, how good is Manchester City because they won 1-0’.”You see that after 95 minutes the result is 1-1, okay. You analyse what happened over the 90 minutes – I could not expect that Burnley would make one or two shots on target. Believe me, I expected more.”That’s why I give credit to the way we defended. It is not easy when there are long balls and balls you cannot press. Putting it in the channels, corners, free-kicks – they are the masters of that. They are so, so good.”Guardiola accepted, however, a failure to kill the match off by adding to Danilo’s wonderful strike cost City two points on the day, his side dropping points in only a fourth Premier League game this term.”It is my feeling that if we had been able to score the second goal in the first 30 minutes of the second half, even in the first half, the game would have been for our side,” the Catalan added.”The game was there. I did not have the feeling we were not good, I don’t have the feeling we did not work in the way we have over the past month.Danilo Burnley Manchester City“Of course, we didn’t win. We are sad and if you judge about the result… But compliments to Burnley because what they do, they do really, really well.”Guardiola rejected the suggestion that drawing with Burnley indicated City needed to bring in attacking reinforcements during the January transfer window, with a late move for Leicester City winger Riyad Mahrez falling through after primary target Alexis Sanchez switched to Manchester United.City were without David Silva due to injury, while Leroy Sane and Gabriel Jesus were also unavailable, leading Guardiola to only name six substitutes on his bench.”January is the past,” Guardiola said. “Gabriel is coming back, Leroy is coming back and all we can do is play in that way. Another day, with less chances and we are going to score.”last_img read more

Xhaka ‘relieved’ after learning knee scare won’t end his WC

first_imgSwitzerland Xhaka ‘relieved’ after learning knee scare won’t end his World Cup Joe Wright Last updated 1 year ago 04:46 6/1/18 FacebookTwitterRedditcopy Comments(0) granit xhaka - cropped Getty Images Switzerland Spain v Switzerland Brazil v Switzerland World Cup Friendlies The Switzerland midfielder’s participation in Russia was thrown into doubt before his injury was revealed to be a bruise Granit Xhaka has pronounced himself “relieved” after learning a knee injury he suffered in training on Thursday is just a bruise.With less than three weeks to go before Switzerland begin their World Cup campaign against Brazil, the injury was initially thought to have put Xhaka’s participation in danger.But following tests, the Switzerland FA have confirmed that the Arsenal midfielder suffered a knee bruise and is not in danger of missing the World Cup. Article continues below Editors’ Picks Goalkeeper crisis! Walker to the rescue but City sweating on Ederson injury ahead of Liverpool clash Out of his depth! Emery on borrowed time after another abysmal Arsenal display Diving, tactical fouls & the emerging war of words between Guardiola & Klopp Sorry, Cristiano! Pjanic is Juventus’ most important player right now “I’m very relieved,” Xhaka said on the Swiss FA website.Xhaka will not feature in Switzerland’s friendly with Spain on Sunday, but could return for the game against Japan on June 8. The 25-year-old is a key component of Switzerland’s midfield, as the European nation looks to advance from the group stage for a second straight World Cup.Xhaka played 11 times in their World Cup qualifying campaign, including in both legs of the play-off win over Northern Ireland in November. He scored two goals in qualifying. After their match against Brazil on June 17, Switzerland square off against Serbia on June 22 and then close out Group E play by facing Costa Rica on June 27.last_img read more

India made the wrong choice by leaving Rishabh Pant out of World Cup squad: Ricky Ponting

first_img commentary Match Ended India made the wrong choice by leaving Rishabh Pant out of World Cup squad: Ricky PontingIPL 2019: Delhi Capitals head coach Ricky Ponting reiterated that Rishabh Pant has the potential to represent India in up to four World Cups. The batting great heaped rich praise on Pant after the wicketkeeper-batsman smashed a match-winning 78 against Rajasthan Royals on Monday. Akshay Ramesh JaipurApril 23, 2019UPDATED: April 23, 2019 10:39 IST Rishabh Pant scored 78 from 36 balls to led Delhi to a 6-wicket win over Rajasthan (Courtesy by BCCI)HIGHLIGHTSRishabh Pant was named the Man of the Match in DC’s 6-wicket win over RR on MondayPant smashed an unbeaten 78, including four sixes, as DC gunned down a 192-run target with easePant conceded that World Cup selection was playing in his mind after returning to form on MondayBatting great and head coach of Delhi Capitals, Ricky Ponting said on Monday that Team India have erred by not picking Rishabh Pant in the 15-man squad for 2019 World Cup, starting May 30 in England and Wales.Reiterating that Pant was disappointed after being left out of the World Cup squad, Ponting said the Delhi Capitals star batsman would have been “absolutely devastating” in English conditions at the quadrennial cricketing spectacle.Ricky Ponting’s comments came after Rishabh Pant smashed a match-winning 78 not out in just 36 balls in Jaipur against Rajasthan Royals to help Delhi Capitals seal the top spot in the Indian Premier League (IPL) 2019 points table and inch closer to the playoffs.Pant has played less than 30 international matches for India across the three formats but the young Delhi wicketkeeper-batsman has achieved considerable success at the highest level. Pant’s big-hitting ability makes him an X-factor for whichever team he plays for. The 21-year-old has been a proven finisher in IPL over the last two seasons.However, Pant was not included in India’s World Cup squad as the selection committee prefered Dinesh Karthik over the Delhi star. Selection committee chairman MSK Prasad conceded Pant was unlucky to have missed out but pointed that Pant has a long career ahead of him at the international level.Speaking to the official broadcasters on Monday, Ricky Ponting said: “I know how disappointed he was to miss out on the World Cup. In my opinion as well, I think India made the wrong choice there. I think he would have been absolutely devastating in English conditions through those middle over against spinners.advertisementHe added: “Would have loved to see what he could have done in the World Cup. As I said at the time he was left out, he’s got the potential to play three or four more World Cups if he keeps himself fit and healthy.””Someone as explosive as Rishabh likes a bit more pace on the ball. And we saw that tonight. Once he gets those sort of wickets he’s lethal. He got a wicket like that in Mumbai and he hit 70-odd off 20-odd balls.”Pant had been a bit inconsistent after he smashed a 27-ball 78 against Mumbai Indians at the Wankhede Stadium on March 24. However, Pant’s return to form has come as a huge boost to Delhi Capitals in the lead up to the business end of the tournament.Delhi Capitals are on the top spot of the IPL 2019 points table with 14 points from 11 matches so far. On Monday, DC gunned down a 192-run target with four balls to spare, thanks to some power hitting from Shikhar Dhawan and Pant.Talking up the role of youngsters, including captain Shreyas Iyer and young Prithvi Shaw in the squad, Ponting said: “There are some awesome young talents. The average age of group is about 25. Guys like Prithvi and Pant and to an extend Shreyas, they are just kids and to a certain degree, they are learning a bit about the game and bit of themselves.”Rishabh himself, he is on a different planet. He is an ultra-talented guy. He is a real competitor and a winner. He loves these conditions. Some really good signs there going forward in the tournament.”Also Read | Delhi Capitals dethrone CSK as No.1 after Pant, Dhawan heroicsAlso Read | World Cup selection played on my mind: Rishabh Pant after destroying RRFor sports news, updates, live scores and cricket fixtures, log on to Like us on Facebook or follow us on Twitter for Sports news, scores and updates.Get real-time alerts and all the news on your phone with the all-new India Today app. Download from Post your comment Do You Like This Story? Awesome! Now share the story Too bad. Tell us what you didn’t like in the comments Tags :Follow IPL 2019Follow Delhi CapitalsFollow Ricky PontingFollow Rishabh PantFollow 2019 ICC World Cup Referee: Manu Nayyar (IND) Umpires: S Ravi (IND), Nand Kishore (IND) and Yeshwant Barde (IND) Rishabh Pant (DEL) R. Pant (DEL) Super Over view full scorecard vs Match Ended Indian Premier League, 2019 Time: (GMT) | 20:00 (Local Time) Rajasthan RAJ (20.0) Series Status: Player Of The Match: Rishabh Pant – Indian Premier League, 2019 191/6 Shreyas Gopal (RAJ) S. Gopal (RAJ) Delhi 105 (63) Rajasthan No data available! view more view less (19.2) Delhi DEL Top Batsmen Top Batsmen 2/37 (4) Top Bowlers Top Bowlers Rajasthan RAJ advertisement Indian Premier League, 2019, Match 40 Ajinkya Rahane (RAJ) A. Rahane (RAJ) Kagiso Rabada (DEL) K. Rabada (DEL) Toss: DEL elected to field 2/47 (4) graphs 78 (36) Delhi DEL 193/4 193/4 Delhi beat Rajasthan by 6 wickets (19.2) 191/6 (20.0) Scorecardlast_img read more

Shikhar Dhawan injury big blow to India: Harbhajan Singh

first_imgOther Videos from Sports 22:37 Wed, 23 Oct, 2019 A new start for BCCI: Sourav Ganguly after taking charge as board president 04:27 Wed, 23 Oct, 2019 Former India captain Sourav Ganguly takes over as 39th BCCI president 03:09 Thu, 17 Oct, 2019 Haven’t had a discussion about Ashwin’s future at KXIP yet, says coach Kumble 09:34 Mon, 14 Oct, 2019 Never aspired to become BCCI chief: Sourav Ganguly 05:16 Mon, 14 Oct, 2019 Sourav Ganguly likely to become new BCCI boss 09:04 Sat, 12 Oct, 2019 We will create Indian champions in Free Fire: Kiren Rijiju 02:16 Sat, 12 Oct, 2019 Watch: Free Fire India Today League trophy unveiled 03:11 Sat, 12 Oct, 2019 Watch: Kalli Purie speech at Free Fire India Today League trophy Load More Other Video CategoriesIndiaSportsMoviesSo SorryProgrammelast_img read more

You all wanted Rishabh Pant to play, there he is at No. 4: Rohit Sharma’s epic reply to journalist

first_img England (50.0) England beat India by 31 runs Match Ended ICC Cricket World Cup, 2019 111 (109) Referee: Ranjan Madugalle (SL) Umpires: Aleem Dar (PAK), Kumar Dharmasena (SL) and Ruchira Palliyaguruge (SL) view full scorecard England ENG India IND India 337/7 3/55 (10) ICC Cricket World Cup, 2019, Match 38 306/5 You all wanted Rishabh Pant to play, there he is at No. 4: Rohit Sharma’s epic reply to journalistRohit Sharma was at his cheeky best during the post-match press conference on Sunday and had all the journalists in splits with his reply to a question on Rishabh Pant. Super Over Scorecard vs (50.0) England ENG Jonny Bairstow (ENG) J. Bairstow (ENG) 337/7 (50.0)center_img 102 (109) graphs 5/69 (10) Mohammed Shami (IND) M. Shami (IND) Series Status: Player Of The Match: Jonny Bairstow – Top Bowlers Top Bowlers No data available! Rohit Sharma (IND) R. Sharma (IND) Top Batsmen Top Batsmen advertisement Match Ended view more view less Liam Plunkett (ENG) L. Plunkett (ENG) Toss: ENG elected to bat India IND ICC Cricket World Cup, 2019 Time: (GMT) | 15:00 (Local Time) 306/5 commentary (50.0) Rohan Sen BirminghamJuly 1, 2019UPDATED: July 1, 2019 10:16 IST Rishabh Pant and Rohit Sharma had kept India in the hunt with their third-wicket partnership (AP Photo)HIGHLIGHTSRohit Sharma and Rishabh Pant were part of a 52-run stand for the 3rd wicketRishabh Pant was playing his maiden World Cup game on SundayPant had replaced the injured Vijay Shankar in the playing XI for the England gameRishabh Pant’s inclusion in the Indian playing XI on Sunday against England was met with a lot of cheer among fans as the maverick cricketer finally got a chance to showcase his talent in the World Cup with a 29-ball 32.India failed to chase 337 against England and suffered their first loss of the tournament in 7 matches but it was Pant’s knock which caught everybody’s attention as he played some of his trademark shots to show the world what he is really capable of doing.Pant had replaced the injured Vijay Shankar in the playing XI for this game. India had tried out Shankar at No.4 for a couple of games but the all-rounder failed to impress with scores of 29 and 14 against Afghanistan and West Indies in the last two games.Pant on the other hand, immediately made an impact with his bat. He came out after Virat Kohli’s dismissal when India was struggling to keep up with the asking rate and along with Rohit Sharma, added 52 runs for the third wicket to bring the team back in the run chase.Rohit was dismissed for 102 after which Pant and Hardik Pandya joined forces to score 28 runs which kept India in the hunt. But Pant departed trying to hit a big shot off Liam Plunkett’s bowling in the 40th over, only managing to find Chris Woakes on the leg-side boundary line who took a superb catch to send back the 21-year-old.Rohit was asked about Pant in the post-match press conference and whether he was surprised to see him bat at No.4 ahead of the in-form Hardik Pandya. The Indian vice-captain gave a hilarious reply to the journalist’s question leaving the room in splits.advertisement”Not really (surprised) because you all wanted Rishabh Pant to play right? Right from the time we left India, you all kept on asking where is Rishabh Pant. There he is at No.4,” Rohit joked with the journalist.Looking at Pant’s knock, former India captain Sachin Tendulkar also praised the young Delhi cricketer.”Rishabh went out and made a big statement. But also number of elements that one would have to look at, if there is an injury on the field then who comes and completes those overs (hinting at Vijay Shankar).”What I saw of Rishabh, he’s always been a dynamic player, always been aggressive. I call him a dynamite,” Sachin Tendulkar told India Today.Also Read | Rishabh Pant made a big statement with his batting: Sachin TendulkarAlso Read | World Cup 2019: India could have played better vs England, says Shoaib AkhtarAlso Read | Nasser Hussain, Sourav Ganguly slam MS Dhoni and Kedar Jadhav over lack of intentFor sports news, updates, live scores and cricket fixtures, log on to Like us on Facebook or follow us on Twitter for Sports news, scores and updates.Get real-time alerts and all the news on your phone with the all-new India Today app. Download from Post your comment Do You Like This Story? Awesome! Now share the story Too bad. Tell us what you didn’t like in the comments Posted byrohan sen Tags :Follow Rohit SharmaFollow Rishabh PantFollow India vs EnglandFollow World Cup 2019 Nextlast_img read more

Fossil’s New Smartwatches Will Make Your Heart Beat Faster — and Show You, Too

first_imgFossil knows what it’s doing when it comes to smartwatches, a point proven with its newest Q Explorist HR and Q Venture HR models, which combine plenty of technology with strong designs that retain the iconic Fossil look. These new fourth-generation watches fix one of the issues we had with the older Q Explorist, and with other similar smartwatches — they didn’t quite have the tech ability to replace a good fitness tracker.Before we get to the tech, let’s look at the differences between the Q Explorist HR and Q Venture HR. It’s all in the design and style. The Q Explorist is the larger of the two watches with a 45mm stainless steel case and a 22mm strap size, while the smaller Q Venture HR has a 40mm case and an 18mm strap. There are five different designs for the Q Venture HR, with stainless steel or gold bodies and leather or metal link straps, or four different Q Explorist HR designs to choose from. Fossil Q Venture HR in Brown Leather. 1 of 5 Fossil Q Venture HR in Brown Leather. Unfortunately, Fossil is still forced to use the aging Qualcomm Snapdragon 2100 processor, which means performance will likely be very similar to older models. Qualcomm has not announced a replacement wearable chipset yet, leaving Fossil with little choice on what chip to use now. Google’s Wear OS is also onboard, making the watches compatible with either Android or iOS devices. There’s also the usual array of sensors — ambient light, a gyroscope, an altimeter, and an accelerometer — plus a microphone to take hands-free calls or interact with Google Assistant.While Fossil can’t do much about the processor, it has been able to work in some new battery technology. Don’t expect it to have increased beyond 24 hours of basic use; but do look for fast charging, as Fossil says the battery will be ready for a day’s worth of use after less than an hour on the charger. We don’t know the exact details on this yet, but it sounds like a decent development. Each watch has 512MB of RAM and 4GB of internal storage space.Depending on the style you choose, expect to pay between $255 and $275 for the new Q Explorist HD and Q Venture HR watches, and all are listed on Fossil’s online store now. Not a bad price when you consider some of the best watches under $500.A version of this article originally ran on our brother site, Digital Trends. Fossil Q Venture HR in Brown Leather. Editors’ Recommendations What to Wear on a Red-Eye Flight: Fashionably Comfortable Apparel for the Long Haul 14 Scandinavian Clothing Brands You Need to Know Fossil Q Venture HR in Brown Leather. center_img Previous 12 Best Seiko Watches for Men, From Flashy to Functional The 12 Best Laptop Bags for Men Take a look at the pictures to see the variations, and pay attention to the jewel-encrusted bezel and lugs on the all-metal Q Venture HR models, and the dimpled bezel on the Q Explorist HR. The crown and button designs appear very similar to the third-generation models. Each watch has an extensive collection of more than 36 different watch faces to customize the look. This may sound excessive; but swapping the watch face is not only fun, but helps the watch fit in with more outfits for everyday wear.How about all this new technology? All the Q Explorist HR and Q Venture HR watches have a heart rate sensor on the back (hence the HR being added to the name), and a series of watch faces that show your heart rate, plus GPS inside for use without a smartphone, NFC for contactless Google Pay payments, and a high enough level of water resistance to make them suitable for swimming. All this, combined with Google Fit, makes the new Fossil watches considerably more comprehensive fitness trackers than ever before. 1. Fossil Q Venture HR. 2. Fossil Q Explorist HR. Affordable Watch Hunting: 10 Best Timex Watches For Men Fossil Q Venture HR in Brown Leather. Next last_img read more

Key Drivers That Push Ship Managements Split

first_imgzoom The ship management sector is broadly split in two, between independent ship managers and in-house managers, international account and shipping consultant Moore Stephens said.Around 10% of the world merchant fleet greater than 5,000 gross register tonnage and built after 1991 is independently managed by the top 20 independent ship management companies.Favourable economic and market factors are encouraging M&A consolidation activity. Independent ship managers in particular, the larger businesses, are bolstering their respective position to generate greater economies of scale, while the smaller regional players look to compete on price, quality and regional or sector expertise.When performing due diligence on ship management businesses, a number of characteristics need to be considered, as well as a number of the key value drivers. These include:Sector strengths – the smaller independent managers usually rely on serving specific sectors, as each vessel type e.g. tankers, bulkers or container ships will be subject to different management requirements and expertise.Customer dependencies – ship managers can suffer from customer dependency, is the ship manager overly reliant on a single owner or vessel type? Is the ship manager part of a larger shipping group that uses a separate company to manage both its own vessels and third party vessels?Vessel churn – linked to customer dependency is vessel churn. An acquirer should consider the vessel churn rate, and take into account whether or not they are contracted with reliable longstanding owners.Claims – the level of claims against a manager can be indicative of quality of service.Joint venture arrangements – complex and unwritten agreements are relatively common in the sector, so mutual understanding between parties can be difficult to capture and analyse through due diligence.Client vs company cash – it is industry practice for the ship manager to hold client funds, so this should be reflected in in the cash adjustment for completion purposes, meaning there should be a clear distinction between client funds and company funds.Supplier rebates – ship managers typically benefit from supplier discounts due to volume purchases (global rebates). It is important to consider these rebates as they have significant impacts on cash and valuation.In addition to the above, there are many other issues to consider including operating margin analysis, foreign exchange risk, international taxation structuring and assessment of normalised working capital.last_img read more

BJP workers try to barge into HMC

first_imgKolkata: The area adjacent to Howrah Municipal Corporation (HMC) turned into a battlefield after BJP leaders and workers forcefully tried to enter the HMC premises on Monday afternoon in Howrah.According to sources, BJP Yuva Morcha had called for a rally to HMC, demanding an immediate municipal election in Howrah. At present, the HMC is run by a board of administrators. On Monday afternoon, BJP Yuva Morcha workers were marching towards the HMC building when police intercepted the rally at Mangalahat. Despite repeated requests, BJP workers refused to cooperate and tried to move ahead. Also Read – City bids adieu to Goddess DurgaThough police set a barrier using aluminum guard wall and guard rails, BJP workers forcefully removed the guard rails and went towards HMC. Having no other way to stop the violent BJP workers, police applied force. But that did not help much. Later, police had to initiate lathi charge to disperse the BJP workers. However, that move failed as well and BJP workers started assaulting police personnel who were trying to refrain them from going to HMC. Some BJP workers tried to climb up the closed gate of HMC. Police subsequently called in a water cannon and charged it on BJP workers, which dispersed the mob. Also Read – Centuries-old Durga Pujas continue to be hit among revellersOn the other hand, a similar situation arose near Karunamoyee in Salt Lake after teachers of Sishu Siksha Kendra (SSK) and Madhyamik Siksha Kendra (MSK) tried to move towards Bikash Bhavan on Monday afternoon. Since the last few days, several SSK and MSK teachers have been showing agitation, demanding salary hike. On Monday, they tried to break the barricades put up by police to reach Bikash Bhavan. The police force deployed there tried to stop them and later a huge police force was sent to bring the situation under control. During the agitation, the road towards City Center from Karunamoyee via Bikash Bhavan was closed and all the vehicles were diverted through other link roads.last_img read more

Winter storm forces NDP to move caucus retreat from Saguenay to Ottawa

first_imgOTTAWA – Federal New Democrats have been forced to relocate a planned caucus retreat to Ottawa after poor weather scuttled the party’s original plan to hold the meeting in Saguenay, Que.The three-day gathering was supposed to start in Saguenay-Lac-Saint-Jean on Tuesday, but a winter-storm warning led to the cancellation of several flights to the area, located about 200 kilometres north of Quebec City.Environment Canada said it was expecting 25 to 40 centimetres of snow and blowing snow as well as freezing rain over parts of central and eastern Quebec through Wednesday.The storm sent NDP officials scrambling to find an alternative venue before the party decided to have MPs fly to Ottawa.The caucus retreat will kick off on Wednesday morning and run through Thursday.The NDP had been hoping to use the Saguenay meeting to get the community — where the party was trounced in a byelection in October — and Quebecers as a whole better acquainted with new leader Jagmeet Singh.“Unfortunately, the storm has had an impressive impact on the movement of our MPs in the rest of Canada,” Singh said.“I am extremely disappointed that we have been forced to postpone our visit to Saguenay. I was really looking forward to coming back to the area, especially after being so well received in the fall.”New Democrats placed a distant fourth in the Lac-Saint-Jean byelection after finishing a close second in the 2015 federal election.last_img read more

Ontario Tories eager to turn the page following weeks of unprecedented tumult

first_imgTORONTO – Ontario’s embattled Progressive Conservatives tried to put on a united front Tuesday, saying the party has turned the page following weeks of unprecedented tumult triggered by its leader’s abrupt resignation — and his short-lived quest to reclaim his job.But questions remained about the party’s ability to restore confidence among the rank and file while holding a leadership contest that could see the Tories walk away from the “People’s Guarantee” — a platform touted by ousted leader Patrick Brown as the path to victory in the spring election.“The last 10 days have been unprecedented in Ontario’s politics,” interim leader Vic Fedeli told a news conference. “No one will question that it has been a difficult time for our party, but we are now ready to turn the page.”Fedeli, however, repeatedly dodged questions about his promise to “root out the rot,” following allegations of corruption, fixed nomination contests, abuse of funds and inflated membership numbers levelled against Brown, who is also being investigated by Ontario’s integrity commissioner.“Our party is bigger than one person,” he said, adding that the Tories have never been in a better position to defeat the Liberals, who have governed the province for over 14 years.“Quite frankly, this has made us a lot stronger,” he said.But turning the page won’t be easy given the media coverage of Brown’s resignation in January amid sexual misconduct allegations and the chaos that ensued, said University of Guelph political science professor Tamara Small.“The party itself and all of the candidates are not going to want to talk about Patrick Brown,” she said. “Their messaging will be about moving on and defeating (Premier) Kathleen Wynne….but it will depend on whether or not the media decides they’re going to let the PCs set the agenda.”Barry Kay, a political science professor at Wilfrid Laurier University, said barring any further revelations involving Brown, the party, or major gaffes by the yet-to-be elected leader, history favours the Tories when it comes to replacing the Liberals.“There is a sense that the Liberals have had more than a fair shot, 15 years,” he said. “That should give the Conservatives, all things being equal, an edge coming into this election.”The four remaining leadership hopefuls — former legislator Christine Elliott, lawyer Caroline Mulroney, former Toronto city councillor Doug Ford and parental rights advocate Tanya Granic Allen — will face each other in a debate Wednesday in Ottawa.Members will start voting for the new leader on March 2, with the winner to be announced on March 10.If elected leader, Mulroney said she would introduce a plan to clean up the party, beef up its sexual harassment policies, modernize its technology and establish rules for “legitimate” expenses.“I’m going to build a party members can trust again,” she said. “A party ready to bring a new generation of leadership to our province.”Elliott said some change is in order for the party, but there was no need for a major internal shakeup.“We do need to make some changes…but I do believe that foundation is strong,” she said. “I don’t think things are in the kind of terrible shape that Caroline seems to think they are, I think things are much more healthy and we’re ready to go.”Doug Ford and Tanya Granic Allen did not respond to requests for comment.Meanwhile, the Liberals seized the opportunity to attack the Tory leadership candidates, who have opposed not only the province’s current cap-and-trade system, but also Brown’s plan to replace it with a carbon tax.The Tories will have to cut services to make up for the billions of dollars the program would bring in, said Deb Matthews, former president of the Treasury Board and Liberal campaign co-chair.“I’m looking to see who’s going to come clean,” she said. “Who is going to say this is what we’re going to cut.”NDP legislator France Gelinas said it’s becoming clear that the Progressive Conservative party is not ready to run the province.“We don’t have to choose between bad and worse,” she said. “We can choose the NDP.”Gelinas added that she won’t be tuning in to watch Thursday’s leadership debate.“I look at the Conservatives a bit like … a dumpster fire,” she said. “You know there are flames coming of that big box but I’m not interested to see what’s in there.”— With files from Paola Loriggio.last_img read more

Liberals to announce plan to ban singleuse plastics as early as 2021

first_imgOTTAWA — The federal government will announce a plan Monday to ban harmful single-use plastics such as drinking straws as early as 2021.A government official with knowledge of the plan says no list of banned products will be unfurled immediately.Rather, the government wants to look at the best evidence and conduct studies to determine which products should be outlawed to help reduce the millions of tons of plastic waste that end up in oceans.The idea is to come up with a comprehensive plan to ban the sale and use of toxic plastic products within a couple of years. The announcement will be made by Prime Minister Justin Trudeau in Montreal, Environment Minister Catherine McKenna in Toronto and Fisheries and Oceans Minister Jonathan Wilkinson in British Columbia.The Canadian Press granted the government official anonymity because they were not authorized to speak publicly prior to the announcement.The Canadian Presslast_img read more

Gunmen open fire on vehicle of SAITM CEO

The gunmen fled the scene after the shooting incident. (Colombo Gazette) Gunmen on a motorbike opened fire on the vehicle of SAITM CEO Dr. Sameera Senaratne in Malabe late this evening.Senaratne escaped unhurt but the car was damaged in the shooting incident. Dr. Sameera Senaratne said that when he was returning home he saw a motorcycle block his path near the Malabe SAITM campus.Senaratne said that when he slowed down the men on the motorcycle got close to his vehicle and opened fire.

Markets Right Now Tech health care lead early stock gains

NEW YORK — The latest on developments in financial markets (all times local):9:35 a.m.Stocks are rising in early trading on Wall Street as technology and health care stocks post solid gains.Texas Instruments added 1.4% Tuesday. Johnson & Johnson rose 1.9% after a ruling against the company in an Oklahoma opiod case wound up being less than investors were expecting.Troubled pizza company Papa John’s rose 5% after naming a new CEO. J.M. Smucker sank 6.8% after turning in weak results.The S&P 500 rose 15 points, or 0.5%, to 2,893.The Dow Jones Industrial Average climbed 118, or 0.5%, to 26,022. The Nasdaq rose 43, or 0.6%, to 7,898.Bond prices rose. The yield on the 10-year Treasury fell to 1.51%.The Associated Press read more